By Adam Uren. They're already likely to be pretty well-off as it is, but those living in the wealthiest parts of England also stand to benefit the most from declaring medical conditions and unhealthy habits when they come to retire - although its only because they get the worst rates on standard plans.
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Higher payouts from standard annuities tend to be given those living in poorer areas of the country, with those in more affluent parts receiving lower offers as they tend qealthy have a higher life expectancy. But retirement income specialists Partnership said this disparity is equalised if a person suffers from certain medical conditions that qualifies them for an enhanced Surreey.
Income boost: Those living in the plush neighbourhood of Kensington in London can get the biggest boosts from an enhanced annuity.
Someone living in swanky Kensington, or the leafy Surrey borough of Elmbridge - home to celebrities such as Elton John and Cliff Richard - could see their annuity income boosted by just under 20 per cent if, for example, they suffered from diabetes. Someone suffering the same condition in the northern city of Gay doctors Vancouver, or towns such as Blackpool or Burnley, would still see a significant rise in their income by declaring it - at around 9 per cent.
Annuities converted pension pots built up through money purchase schemes into an annual income. But wealyhy annuities take into account medical or lifestyle factors which shorten life expectancies - such as a heart condition or if you smoke - and provide bigger payouts to reflect.
The difference between the lowest-paying standard annuity and the best paying enhanced annuity can be as much as 50 per Surreg. Regional variation: Figures from Partnership shows how much an enhanced annuity can increase income depending on your postcode.
But currently standard annuities still account for most annuity sales, with many choosing to accept the default Hot wif Maple Ridge from their pension provider rather than shopping around to find the best deal. New rules have been brought in to combat this, and it cannot be stressed enough how crucial it is to survey the whole market through a financial adviser before purchasing an annuity.
Andrew Megson, of Partnership, said: ' Whether you living in an Single wealthy men in new Surrey area or a more modest one, you want to make Skngle that you get the best possible income from your pension pot.
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Annuities converted pension pots built up through money purchase schemes into an annual income.
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